Terms of Service

Last Updated: December 2025

These Terms of Service (“Terms”) govern your use of chanellhelps.com and any services, programs, coaching, strategy sessions, products, or digital materials offered by Chanell Helps LLC (“Company,” “we,” or “us”).

By accessing our website or purchasing/using any service, you agree to these Terms.

You agree to use the website only for lawful purposes and in a way that does not violate any applicable laws or regulations.

While we provide financial education, tax strategy, credit coaching, and life insurance guidance, we do not guarantee specific financial or business outcomes.
Results vary based on personal effort, financial history, and market factors.

You agree to:

• Provide accurate and complete information
• Promptly respond to requests needed to complete your service
• Maintain responsibility for your personal financial decisions

You understand that inaccurate information may delay or invalidate service outcomes.

We utilize third-party vendors and partners, such as:

• Life insurance carriers
• Payment processors
• Scheduling systems
• Email service providers
• Digital delivery platforms

We are not responsible for third-party actions, errors, delays, data breaches, software issues, or service outcomes.

All disputes or concerns with third-party platforms must be directed to the respective provider.

All digital product sales are final.
Because digital goods are instantly delivered and cannot be “returned,” we offer no refunds, exchanges, or cancellations once a purchase is completed.

Please review product descriptions carefully before purchasing.

For coaching, consultations, or tax strategy sessions:

• Missed appointments may result in forfeiture of your session
• Rescheduling policies vary by service; refer to your confirmation email

All content on this website — including courses, templates, digital products, strategies, videos, branding, and written materials — is our intellectual property.

You may not:

• Copy
• Distribute
• Reproduce
• Resell
• Share
• Claim as your own

Any materials purchased or accessed through the site.

Unauthorized use may result in legal action.

To the maximum extent permitted by Georgia law:

• We are not liable for indirect, incidental, or consequential damages
• We do not guarantee financial results, credit outcomes, or insurance approvals
• We are not liable for errors or issues caused by third-party vendors

Your use of the website and Services is at your own risk.

These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles.

Any disputes will be handled in Georgia courts.

We may update these Terms at any time.

Continued use of the website constitutes acceptance of updated Terms.

For questions about these Terms, contact:

Chanell Helps LLC
Email: support@chanellhelps.com

State of Operation: Georgia, USA